Moving from the UK to USA was a smart thing to do. I moved with my family 5 years ago to Houston, Texas. We bought a large house - Very nice people, very nice neighbourhood and much more space.
After a couple of weeks my neighbour brought to my attention a thing that we don’t really have in the UK, a home warranty insurance. I told him that I already have an insurance for my house. He looked at me and said: “don’t be silly, it’s an appliances insurance, for your dishwasher, refrigerator, oven, oh and even for the main systems like plumbing”.
When I googled it, I found a very interesting thing - a home warranty in the UK is very different from a home warranty service in the US. In the UK, the phrase “home warranty” suggests an insurance for new buildings. Usually this insurance lasts for 10 years. In the US, a home warranty plan is a service provided by home warranty companies all over the country. It provided to homeowners as an insurance for the home appliances to save repair or replacement costs.
This idea was new to me, but I thought it was a good one. An insurance plan that will cover the entire systems of the house, like plumbing system and heating or cooling system, so you won’t have to worry about it. I was curious to know more about this subject, and after a couple of minutes I found myself strolling online looking for information.
Some say a home warranty plan in Texas has its advantages.
1. It gives you a peace of mind and spares you a lot of headaches.
2. The cost is relatively low.
3. You can make all the needed repairs (if broken) with one provider only, without coordinating a thing.
4. There is a 24/7 support center.
Home warranties are not for everyone. Those who have fresh, top notch, systems in place, don’t really need them in the first few years…. But I was not in that position at all.
As I always do before making a purchase, I read some reviews about the companies that provides the home warranty service.
Another review about a home warranty provider that found on my little research was this. It was interesting to find out that this industry was founded in 1971 and there are still companies from back then that exists today. It gave me a little peace mind knowing that fact.
I discovered many things about home warranty in Texas, but what I treasured the most is understanding the fact that there are more than a couple of options available. Finding the best home warranty company paid off big time! Come wintertime, we had 3 urgent repairs to make which could have seriously damaged my financial status, and the home warranty provider took care of them.